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Pricing and Terms
Pricing and Terms
MR. COOPER
HOME REWARDS MASTERCARD
®
Issued by Banco Popular de Puerto Rico
Pricing and Terms
PAY A LITTLE EXTRA ON YOUR MORTGAGE.
THE EASY WAY.
Earn a $100 bonus reward
to be applied to the unpaid principal balance of your Mr. Cooper home loan after your first purchase with the card.
1
EARN 3% REWARDS
at home improvement stores.
2
EARN 1.5% REWARDS
on all other purchases.
2
Low Introductory Offer
0% intro APR for 12 months on Balance Transfers. After that, your APR will be 13.24% to 26.24%.
3
No annual fee
Exclusively for borrowers with mortgages serviced by Mr. Cooper.
4
Pricing And Terms
Explore Your Benefits
Rewards
Convenience
Security
Earn rewards to pay a little extra on your mortgage
Rewards will be automatically applied to the unpaid principal balance of your home loan every time your rewards balance reaches $25 or more.
5
Unlimited rewards
There's no limit to the amount of rewards you can earn. Plus, you can track your earned rewards on your monthly credit card statement.
Manage your account online
Set up alerts, view your statements and manage your payments through our online account management system.
6
Emergency card replacement
Travel with confidence knowing we'll replace your card if it's lost or stolen.
Protection against unauthorized charges
Enjoy peace of mind knowing you won't be held responsible for any unauthorized purchases on your card.
Enhanced identity theft protection
EMV chip technology provides added security at point-of-sale transactions. Plus, you can get alerts for credit bureau and high risk transaction monitoring.
7
SEE HOW YOUR PURCHASES CAN ADD UP
AVERAGE MONTHLY SPEND AT HOME IMPROVEMENT STORES
AVERAGE MONTHLY SPEND ON ALL OTHER PURCHASES
ANNUAL REWARDS APPLIED TO MORTGAGE PRINCIPAL
Ready to start making rewards work for you?
Pricing And Terms
Access your Mr. Cooper home loan here
Have questions?
Don't worry, we've got you covered. Visit our
Frequently Asked Questions
or call us at 1-888-765-9865 to speak with a representative.
Contact us: 1-888-765-9865
Privacy Policy
Web Linking Practices
Security
© 2021 Nationstar Mortgage LLC. Mr. Cooper is a registered service mark of Nationstar Mortgage LLC. All rights reserved.
This credit card and the Mr. Cooper Home Rewards Program are issued and administered by Banco Popular de Puerto Rico.
© 2021 Popular, Inc.
1
Subject to credit approval. Only one credit card per customer. Must have a valid Mr. Cooper loan. It is required to enter a valid mobile phone to fill out application. To qualify and receive your bonus offer of a $100 reward to be applied to the unpaid principal balance of your Mr. Cooper home loan, you must make an eligible purchase with your card within the first ninety (90) days of your Account opening date. Please allow 6 to 8 weeks after you qualify for the bonus for the reward to be applied to the principal balance of your mortgage. To be eligible for this bonus offer, your Account must remain open and in good standing on billing statement closing date where the first eligible purchase made to the Account is reflected. Subject to the Terms and Conditions of the Mr. Cooper Home Rewards Program. For more information, call 1-888-765-9865.
See full Terms and Conditions
2
Earn 3% for every $1 spent in Net Purchases at home improvement stores and 1.5% for every $1 spent on all other Net Purchases (purchases minus returns/credits). The following types of transactions do not qualify as eligible purchases and do not earn rewards: use of Convenience Checks, Balance Transfers, Cash Advances, unauthorized or fraudulent charges or fees of any kind, including Annual Fees or Balance Transfer Fees, Purchase of casino chips, other methods of gambling, or any other Transaction that we determine at our sole discretion constitutes or is equivalent to a Cash Advance.
See full Terms and Conditions
3
0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening. When the introductory offers expire, the regular APR for your account will apply. The APR will vary with the market based on the prime rate. The balance transfer offer does not apply to transfers of other debts within Banco Popular and the account must remain open and current until the expiration of the offer.
4
Named borrowers on a mortgage (excluding home equity lines of credit (HELOCs) that are currently being serviced by Nationstar Mortgage, LLC d/b/a Mr. Cooper are eligible to participate in the Mr. Cooper Home Rewards Program. To be eligible and continue to participate in the Rewards Program, your mortgage and credit card must both be in good standing (not delinquent or in default) and your mortgage must continue to be serviced by Mr. Cooper.
See full Terms and Conditions
5
Each reward earned is worth one cent ($.01). For example, two thousand five hundred (2,500) rewards earned equals twenty-five dollars ($25.00) in redemption value. Rewards can be applied as statement credit to your credit card account upon request or if your Mr. Cooper home loan is sold, transferred, refinanced or is no longer current in accordance with the terms of your mortgage documents. For full detailed information regarding earning, redemption and expiration of points, please refer to the Terms and Conditions of the Rewards Program. If you prefer to have your rewards applied as a statement credit to your credit card account, call 1-877-222-2316.
See full Terms and Conditions
6
Make payments, verify balances and view your account statement anytime from anywhere through
https://www.cards.popular.com
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Subject to the terms and conditions of the Mastercard Program. For more information, call 1-888-765-9865.
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