1Subject to credit approval. Only one credit card per customer. Must have a valid Mr. Cooper loan. It is required to enter a valid mobile phone to fill out application. To qualify and receive your bonus offer of a $100 reward to be applied to the unpaid principal balance of your Mr. Cooper home loan, you must make an eligible purchase with your card within the first ninety (90) days of your Account opening date. Please allow 6 to 8 weeks after you qualify for the bonus for the reward to be applied to the principal balance of your mortgage. To be eligible for this bonus offer, your Account must remain open and in good standing on billing statement closing date where the first eligible purchase made to the Account is reflected. Subject to the Terms and Conditions of the Mr. Cooper Home Rewards Program. For more information, call 1-888-765-9865. See full Terms and Conditions

2Earn 3% for every $1 spent in Net Purchases at home improvement stores and 1.5% for every $1 spent on all other Net Purchases (purchases minus returns/credits). The following types of transactions do not qualify as eligible purchases and do not earn rewards: use of Convenience Checks, Balance Transfers, Cash Advances, unauthorized or fraudulent charges or fees of any kind, including Annual Fees or Balance Transfer Fees, Purchase of casino chips, other methods of gambling, or any other Transaction that we determine at our sole discretion constitutes or is equivalent to a Cash Advance. See full Terms and Conditions

30% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening. When the introductory offers expire, the regular APR for your account will apply. The APR will vary with the market based on the prime rate. The balance transfer offer does not apply to transfers of other debts within Banco Popular and the account must remain open and current until the expiration of the offer.

4Named borrowers on a mortgage (excluding home equity lines of credit (HELOCs) that are currently being serviced by Nationstar Mortgage, LLC d/b/a Mr. Cooper are eligible to participate in the Mr. Cooper Home Rewards Program. To be eligible and continue to participate in the Rewards Program, your mortgage and credit card must both be in good standing (not delinquent or in default) and your mortgage must continue to be serviced by Mr. Cooper. See full Terms and Conditions

5Each reward earned is worth one cent ($.01). For example, two thousand five hundred (2,500) rewards earned equals twenty-five dollars ($25.00) in redemption value. Rewards can be applied as statement credit to your credit card account upon request or if your Mr. Cooper home loan is sold, transferred, refinanced or is no longer current in accordance with the terms of your mortgage documents. For full detailed information regarding earning, redemption and expiration of points, please refer to the Terms and Conditions of the Rewards Program. If you prefer to have your rewards applied as a statement credit to your credit card account, call 1-877-222-2316. See full Terms and Conditions

6Make payments, verify balances and view your account statement anytime from anywhere through https://www.myonlinecreditcard.com/mrcooper

7Subject to the terms and conditions of the Mastercard Program. For more information, call 1-888-765-9865.